A new, more flexible, benefits plan

To help you get the most value from your Spending Account and take care of your health and wellness, the Mohawks of the Bay of Quinte Blendable benefits plan gives you choice.

Going forward, your monthly contributions can be allocated in one of three ways. Each year you will choose either:

• 100% to your HSA Classic Health Spending Account
• 50% to your HSA Classic, 50% to a Wellness Spending Account
• 100% to a Wellness Spending Account

Please make a selection using the form below by October 15, 2025. If we don't have your selection by then, your benefits will continue as-is with 100% allocated to your HSA Classic.

Read on to learn more.

Your spending account options

HSA Rollback

Funds in the HSA Rollback can be used to reimburse eligible healthcare expenses for you and your dependants.

An eligible healthcare expense may be reimbursable, tax-free, if:
• It is a Canada Revenue Agency (CRA) eligible medical expense,
• Services were provided by authorized practitioners, and
• You incurred the expense during your plan’s Benefit Period.

A dependant is anyone who is financially dependent on you and is related by blood, marriage, or law. Learn more about who qualifies as a dependant.

As long as an expense is eligible and you have funds available, there are no other plan limits on how you spend these funds – dental visits, massages, prescriptions – it’s your choice!

As your Plan Sponsor contributes to your HSA, these funds accumulate. Unused funds expire after a period of time to meet CRA guidelines.

HSA Wellness

Your new Wellness Spending Account option allows the funds contributed to be used to reimburse anything that contributes to the health and wellbeing of you or your dependants. Things like fitness equipment, alternative wellness services, or supplements and vitamins. The trade-off is that funds used to reimburse wellness expenses are taxable, just like your paycheque.

To be eligible, the expense must be for you or an eligible dependant, and incurred during your plan’s Benefit Period.

As long as an expense is eligible and you have funds available, there are no other plan limits on how you spend these funds – it’s your choice!

Your HSA Wellness funds reset. As your Plan Sponsor contributes monthly funds to your HSA Wellness, these funds will accumulate. At the end of each Benefit Period, unused funds are reset and credited to the Plan Sponsor.

Make your selection

Make your selection from the options below and acknowledge this change to your Blendable benefits. That's all you need to do!

If we don't have your selection by October 15th, your benefits will continue with 100% allocated to your HSA Rollback.

Once we have everyone's selection, you'll see the change reflected in your Blendable Member Centre.