Health and Dental Options

Your plan is your plan. It isn't pre-defined. Alternatives to insured health and dental plans give you better cost control and your Members real value.

Health Spending Accounts

For groups and individuals. The ultimate in flexibility for Members and tax deductible for your business.

Enhanced Health Blends

An affordable alternative to traditional insured health benefits without the costly surprises at renewal.

Wellness Spending Accounts

Encourage a healthy lifestyle for your team by covering the cost of gym memberships, naturopathic supplements or whatever you see fit.

Peace of Mind Benefits

In some cases, insurance really is the right tool for the job! We have insured Peace of Mind Benefits (benefits that protect against catastrophes) to support your team when it matters most.

Group Peace of Mind Insurance

Mix and match life, accident, illness, or disability coverage in your customized plan.

Wage Preserver

Our version of Short Term Disability coverage, but without the costly premiums.

Personal Options

Ask about our personal insured options.

Accessory Benefits

Add value to your plan and boost your plan members’ physical and mental health and wellbeing by blending in any of our Accessory Benefits.

Group Travel

Mishaps happen to even the most careful globe-trotters We offer group and individual solutions to keep your Members safe and sound while out of province.

Excess Medical

Coverage that goes above and beyond for those unanticipated events and expenses.

Employee and Family Assistance Program

Your team is valuable, ensure they have the support they need, when they need it.

Medical Second Opinion

Imagine a team of world-class physicians ready and waiting to help your members with their diagnosis and treatment.