Covered expenses include:
- Semi-private hospital room differential, to a max of $25,000/calendar year
- Nursing, to a max of $25,000/calendar year
- Prescription drugs, to a max of $25,000/calendar year
- Ambulance, to a max of $25,000/calendar year
- Paramedical services, to a max of $25,000/calendar year
- Durable equipment, to a max of $25,000/calendar year
- Dental injury, to a max of $25,000/calendar year
- $50,000 lifetime maximum (for each expense category) over a maximum of 104 weeks per injury or sickness
All expenses:
- $125,000 maximum – total of all expenses per calendar year, per injury or sickness
- $250,000 lifetime maximum per injury or sickness, all expenses
- $2,500 deductible per calendar year per injury or sickness, all expenses
- No pre-existing exclusion if 50 or more employees are insured in the group, 2 year pre-existing exclusion applies if less than 50 Members are covered in the group
- After a $2,500 deductible in each category is met, a lump sum payment $25,000 is available for prescribed drugs, private nursing, private hospital room, paramedical services (maximums apply), ambulance transport and accidental dental.
Available for our pre-negotiated low monthly premium of $20 for families and $10 for single Members, this option will provide assurance if something happens at home or on the road. $1M, 60 day emergency medical travel coverage is included. For enhanced travel coverage, you can combine this with our group travel insurance.
Underwritten by The Wawanesa Life Insurance Company