Coverage that goes above and beyond for those unanticipated events and expenses

Available as an optional add-on to any HSA or EHB, Excess Medical coverage assists plan members with uncovered, unanticipated expenses that are a result of a catastrophic accident, a chronic medical condition, or a critical illness.

Available for our pre-negotiated low monthly premium of $20 for families and $10 for single Members, this option will provide assurance if something happens at home or on the road. $1M, 60-day emergency medical travel coverage is included. 

For enhanced travel coverage, you can combine this with our Group Travel.

Covered expenses include:

  • Semi-private hospital room differential
  • Nursing
  • Prescription drugs
  • Ambulance transportation
  • Paramedical services
  • And more…

For all expenses:

  • $125,000 annual maximum for all expenses, per injury or sickness
  • $250,000 lifetime maximum for all expenses, per injury or sickness
  • $2,500 annual deductible for all expenses, per injury or sickness

Underwritten by The Wawanesa Life Insurance Company

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Let's work together to create the perfect blend of employee benefits for you and your team.