Coverage that goes above and beyond for those unanticipated events and expenses
Available as an optional add-on to any HSA or EHB, Excess Medical coverage assists plan members with uncovered, unanticipated expenses that are a result of a catastrophic accident, a chronic medical condition, or a critical illness.
Available for our pre-negotiated low monthly premium of $20 for families and $10 for single Members, this option will provide assurance if something happens at home or on the road. $1M, 60-day emergency medical travel coverage is included.
For enhanced travel coverage, you can combine this with our Group Travel.
Covered expenses include:
- Semi-private hospital room differential
- Prescription drugs
- Ambulance transportation
- Paramedical services
- And more…
For all expenses:
- $125,000 annual maximum for all expenses, per injury or sickness
- $250,000 lifetime maximum for all expenses, per injury or sickness
- $2,500 annual deductible for all expenses, per injury or sickness
Underwritten by The Wawanesa Life Insurance Company