What can you use a Health Spending Account for?

A Health Spending Account is an ideal way for an organization to help their team cover medical expenses. The biggest benefit is its flexibility. Anything that's eligible for the CRA medical expense tax credit can be reimbursed using an HSA!

How do self-funded group benefits plans work?

Employer-funded, ASO, self-insured, whatever you call them, self-funded benefits plans give you cost control and the flexibility to design a plan your way.

What’s the real cost of your massage?

Meet someone who thought his insured health and dental coverage seemed like a great idea, but the dollars didn’t quite add up.

Setting the objective for your group benefits plan

When you're clear about why you're offering a group benefits plan it's easier to decide what should be covered. We'll get you started with an explanation, and some questions to help you figure it out.

How does pooled insurance work?

Our easy to understand definition of pooled insurance - what it is and when it makes sense as part of your blended benefits plan.

The 80/20 Rule and the inequity of insured health care

About 20% of the plan members will make 80% of the claims in a typical insured healthcare plan. Said another way, 80% of plan members just aren’t seeing the same value from their benefits plan.

Thankfully, there’s an alternative that gives 100% of plan members the value they deserve.

The Differences Between Provincial Drug Plans & Insured Drug Plans

Believe it or not, buying insurance isn’t always the only, or even right, choice when it comes to covering drug costs.

Creating a fair and equal group benefits plan

Do you ever wonder whether everyone in your organization is getting the same value from their group benefits Here’s an example of one company who took a hard look at the value they were getting from their group benefits.

Wage Preserver: An Alternative to Short Term Disability

What happens when an unforeseen illness or injury prevents an employee from working? Wage Preserver can help protect their income.

Wellness Programs – Providing the Work-Life Balance Employees Need

You can support employees and promote wellness, which leads to a boost in morale and productivity!

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